The very thought of buying a flat is a big achievement in once life. This is when one starts thinking about where, what, how much etc but tend to forget in the flow of events and gets in the vicious circle of loans. Realization only comes when your first EMI gets deducted and your balance is zero. The second shock is when builder delays handing over of the property. So one has to take note of the following. 1) Never Rush. 2) Take one step at a time. 3) Look for properties with RERA Registered . Refer RERA act of 2016. 4) Look at the history of the builder 5) Talk to as many people as possible 6) Ask for all documents related to the property and get legal opinion 7) T ake loan from Government banks only, as document scrutiny is very tough. Any missing they do not process. this is safe for us. 8) Occupancy certificate. This is very important. If builder does not give you then think about the property. If you wish to take risk go ahead. I suggest you i...